Check the background of this financial professional on FINRA's BrokerCheck.


John M. McIntosh, CFP®,CRPC®
Senior Vice President
Financial Consultant


300 West Vine Street
Suite 1100
Lexington, KY 40507

859/514-6417

About John

John M. McIntosh, a founding member of the McIntosh-Ditto Wealth Advisory Group at Hilliard Lyons, is committed to “understanding your financial situation almost as well as you do.”  Using a three step process of Organizing, Simplifying, and Maximizing, John and other members of his Wealth Advisory Group will develop a financial plan designed to suit you.  Developing this plan requires a deep understanding of you and of your financial situation.  Once that is established, John and members of his team will work to help you implement and execute your financial plan.

John graduated from the University of Kentucky in 1981, and has been serving clients as a Financial Advisor since 1986.  He is passionate about education and making constant improvements.  John is currently a Senior Vice President and Portfolio Manager in the Hilliard Lyons Private Account Management Program and is also a Certified Financial Planner (CFP®) and Chartered Retirement Planning Counselor (CRPC®).  He is also insurance licensed in more than 20 states.

John is very proud of his wife Lori, their five children, and of their active involvement in the Lexington community and beyond.  John is a member of the Rotary Club of Lexington, Fellowship of Christian Athletes, Kingdom Advisors, and is active in Southland Christian Church. John is prepared to do what is best for his clients, and he would welcome the opportunity to be of service to you and your family.

    
Services

Building and Preserving Wealth
You have financial goals you want to achieve. Creating an executable plan is the first step to achieving these goals. By clearly understanding your goals and working closely with you, I can create a financial plan to help you pursue your goals.

Portfolio Management
You have taken many important steps to create your investment portfolio. World events, economic issues and personal challenges can affect the status of your portfolio. My goal is to help protect your assets through periodic portfolio analysis. Portfolio management is an important step in preserving your wealth.

Retirement Planning
What does a comfortable retirement mean to you? Traveling to far-flung destinations? Buying a vacation home? Building a comfortable nest egg is the key to an enjoyable retirement. I can guide you toward your retirement financial goals through prudent planning and disciplined investing.

Insurance
Peace of mind is a valuable commodity. Protecting your family and your assets from unforeseen harm is a precautionary step that cannot be avoided. Learn how today's insurance products can help protect your most valuable assets.

Trusts and Estate Planning
Interested in leaving a legacy for your heirs? Through our affiliate, the Hilliard Lyons Trust Company, LLC, we can provide trust and estate planning services to protect your assets and minimize costs to your beneficiaries. Ask us how to take advantage of these services to improve your planning needs.

Funding for Higher Education
College costs are continually on the rise. Today's tuition rates will pale in comparison to future costs. Plan today to ensure your children's educational future is well funded.

Daily Market Comment

Daily Market Recap -


Updated Each Business Day at Approximately 4:30 pm ET.



The major indices moved higher today with the Dow, S&P 500, and NASDAQ all closing up on the day. In economic news, the Chicago Fed national activity index rose to 0.49 in April from 0.07 in March, marking the highest reading since March 2014. Sweet crude for May delivery closed up around 0.7% at $51.02 per barrel.

The Dow Jones Industrials rose 90 points to close at 20,895. The S&P 500 was up 12 points at 2,394. The NASDAQ advanced 50 points to finish the day at 6,134 as the small caps of the Russell 2000 moved 11 points higher to 1,378. Dow Transports were up 85 points to 8,965, while the Dow Utility Index was up 6 points to 709.

Trading volume totaled 793 million shares on the New York Stock Exchange while 443 million shares were exchanged on the NASDAQ. There were slightly more than 2 stocks higher for every 1 lower on the New York Stock Exchange and slightly less than 2 stocks advancing for every 1 declining on the NASDAQ. U.S Treasury securities moved lower today with the 5-, 10-, and 30-year yields closing up at 1.79%, 2.25%, and 2.91%, respectively.

Clients with questions concerning this Afternoon Comment are advised to contact Tyler Agee at: 1-800-444-1854 x8686 or (502) 588-8686. Members of the media are advised to contact Gary England at 1-800-444-1854 x1738 or (502) 588-1738.

US markets ended the week on a reasonably upbeat note on higher oil prices and with the Dow 30 bolstered by components General Electric and Caterpillar, whose respective shares rose 2 and 2.2 percent on Friday. For the week, the Dow Jones Industrial average shed 0.4 percent, the NASDAQ gave up 0.6 percent, and the S&P 500 declined 0.4. Ross Stores closed up 1.9 percent after the retailer's first quarter earnings and sales results exceeded street expectations. Deere & Co. gained 7.3 percent after beating analyst forecasts for second quarter results. Shares of Campbell's Soup Co. took a 2 percent hit on lower than expected third quarter sales and earnings.

The Dow Jones Industrial Average ended the session Friday at 20804.84, rising 141.82 points, the NASDAQ gained 28.57 points at 6083.70, and the S&P 500 added 16.01 points at 2381.79. The Dow Transports jumped 60.61 points at 8879.19, while the Dow Jones Utility Index rose 2.57 points at 703.27. Russell 2000 small caps ended at 1367.98, up 6.91 points. 1 billion and 546 million shares were traded on the New York Stock Exchange and NASDAQ, respectively. Advancers outnumbered decliners on the NYSE 3 to 1 and 9 to 5 on the NASDAQ.

Trader optimism ahead of OPEC's May 25th meeting boosted oil prices, with June WTI crude settling at $50.33 per barrel, higher by 2 percent for the session and up around 5.2 percent for this week. Amidst political uncertainty gold for June delivery added about 2 percent for the week, with the contract inching up less than 1 percent on Friday to settle at $1253.60 per ounce. The dollar lost some ground. The ICE US Dollar Index was off 2.1 percent for the day, and down 0.8 percent for the week. Recent US treasury yields: 1.3 percent for the 2-year note, 1.8 percent for the 5-year note, 2.2 percent for the 10-year note, and 2.9 percent for the 30-year bond.

-- Clients with questions concerning this Afternoon Comment are advised to contact Amanda Collier at 1-800-444-1854 x8820 or (502) 588-8820. Members of the media are advised to contact Gary England at 1-800-444-1854 x1738 or (502) 588-1738. --

Tech heavyweights Amazon.com, Apple, and Facebook rebounded on Thursday, up 1.5, 1.5, and 1.9 percent, respectively, and helped lift US stock markets in general the day after a decently sized rout. The markets also reacted well to new economic data, including initial jobless claims of 232,000 for the week of May 7th, the second smallest reading in the eight years since the ongoing upturn in the economy began. The Labor Dept. also reported continuing claims for jobless benefits declined to 1.9 million, a level last achieved in 1988. The Philadelphia Fed said May's reading for the current manufacturing activity index rose to 38.8, beating economist forecasts.

The Dow Jones Industrial Average gained 56.09 points at 20663.02, the NASDAQ rose 43.89 points to 6055.13, and the S&P 500 was 8.69 points higher at 2365.72. The Dow Transports added 34.84 points at 8818.58, while the Dow Jones Utility Index were up 2.46 points at 700.70. Russell 2000 small caps ended the session at 1363.18, up 7.48 points. 1 billion and 548 million shares were traded on the New York Stock Exchange and NASDAQ, respectively. Advancers narrowly outpaced decliners on the NYSE, and advancers bested decliners on the NASDAQ 4 to 3.

Trader enthusiasm about yesterday's data regarding US crude inventories carried oil prices higher for a second day, with June WTI crude settling at $49.33 per barrel, up 0.5 percent. The US dollar stabilized Wednesday, giving the ICE US Dollar Index a slight boost, while inversely gold for June delivery settled at $1252.80 per ounce, off 0.5 percent. Recent US treasury yields: 1.3 percent for the 2-year note, 1.8 percent for the 5-year note, 2.2 percent for the 10-year note, and 2.9 percent for the 30-year bond.

-- Clients with questions concerning this Afternoon Comment are advised to contact Amanda Collier at 1-800-444-1854 x8820 or (502) 588-8820. Members of the media are advised to contact Gary England at 1-800-444-1854 x1738 or (502) 588-1738. --

US markets endured a rocky session on Wednesday, with investors seeming to consider whether or not President Trump will be able to proceed with plans to grow the economy in light of a handful of recent political controversies. The CBOE Volatility Index, known as Wall Street's fear gauge, ratcheted up 32 percent for the day. Closing down 3.8 and 5.3 percent, respectively, shares of JPMorgan Chase and Goldman Sachs put a dent in the Dow 30. Shares of Target rose nearly 1 percent after the retailer said first quarter results beat analyst expectations, reporting EPS of $1.23 per share, or $681 million, versus $1.05 per share or $632 million in the prior year period, on sales of $16.02 billion.

The Dow Jones Industrial Average slumped 372.82 points to 20606.93, the NASDAQ lost 158.63 points at 6011.21, and the S&P 500 shed 43.64 points at 2357.03. The Dow Transports slid 279.11 points at 8783.74, while the Dow Jones Utility Index added just over 1 point at 698.24. Russell 2000 small caps ended the session at 1355.89, down 38.79 points. 989 million and 607 million shares were traded on the New York Stock Exchange and NASDAQ, respectively. Decliners outnumbered advancers roughly 4 to 1 on both the NYSE and NASDAQ.

Oil prices rose after US Energy Information Administration data showed inventories of domestic crude declined the week of May 7th by 1.8 million barrels. June WTI crude settled at $49.07 per barrel, up 0.8 percent. Investor concerns regarding President Trump sent gold futures higher, with gold for June delivery jumping 1.8 percent, settling at $1258.70 per ounce. The US dollar, which often trades at the inverse of gold, weakened, and the ICE US Dollar Index ended off 0.6 percent. Recent US treasury yields: 1.2 percent for the 2-year note, 1.8 percent for the 5-year note, 2.2 percent for the 10-year note, and 2.9 percent for the 30-year bond.

-- Clients with questions concerning this Afternoon Comment are advised to contact Amanda Collier at 1-800-444-1854 x8820 or (502) 588-8820. Members of the media are advised to contact Gary England at 1-800-444-1854 x1738 or (502) 588-1738. --

On Tuesday US markets struggled while investors digested lower oil prices and the news regarding President Trump's recent intelligence conversation with a Russian ambassador and foreign minister. Home Depot helped offset some of the Dow 30's downside; the retailer's quarterly results beat street expectations, and shares closed up 0.6 percent. The Federal Reserve reported April's industrial production rose 1 percent, outpacing economists' forecasts. The March growth rate was revised down from the initial +0.5 percent to +0.4 percent. The Commerce Dept. said housing starts in April fell to 2.6 percent at a pace of 1.17 million, short of the 1.26 million pace expected by economists.

The Dow Jones Industrial Average lost 2.19 points at 20979.75 and the S&P 500 was off 1.65 points at 2400.67, while the NASDAQ ended at another record high, up 20.20 points at 6169.87. The Dow Transports shed 4.38 points at 9062.85, and the Dow Jones Utility Index declined 5.27 points at 697.21. Russell 2000 small caps ended the session at 1394.68, up less than a point. 792 million and 478 million shares were traded on the New York Stock Exchange and NASDAQ, respectively. Decliners outnumbered advancers on the NYSE 4 to 3 and on the NASDAQ 15 to 14.

Traders of oil futures seemed warier Tuesday following comments from the Intl Energy Agency cautioning that global stockpiles might still not be depleted enough even if OPEC's oil output curbs are extended. June WTI crude settled at $48.66 per barrel, down 0.4 percent. Domestic and geopolitical worries dampened the US dollar, with the ICE US Dollar Index off 0.8 percent at 98.11. The dollar's weakness bolstered gold futures, with gold for June delivery adding 0.5 percent and settling at $1236.40 per ounce. Recent US treasury yields: 1.3 percent for the 2-year note, 1.9 percent for the 5-year note, 2.3 percent for the 10-year note, and 3.0 percent for the 30-year bond.

-- Clients with questions concerning this Afternoon Comment are advised to contact Amanda Collier at 1-800-444-1854 x8820 or (502) 588-8820. Members of the media are advised to contact Gary England at 1-800-444-1854 x1738 or (502) 588-1738. --
Newsletters
  • Four Numbers You Need to Know Now
    When it comes to your finances, you might easily overlook some of the numbers that really count. Here are four to pay attention to now that might really matter in the
  • Student Loan Debt: It Isn't Just for Millennials
    It's no secret that today's college graduates face record amounts of debt. Approximately 68% of the graduating class of 2015 had student loan debt, with an average debt
  • Expect the Unexpected: What to Do If You Become Disabled
    In a recent survey, 46% of retirees said they retired earlier than planned, and not necessarily because they chose to do so. In fact, many said they
  • What is a funeral trust?
    A funeral trust is an arrangement entered into with a provider of funeral or burial services. Prepaying funeral expenses may allow you to "lock in" costs for future
  • What is a pet trust?
    A pet trust is an arrangement to provide for the care and financial support of your pet(s) upon your disability or death. You fund the trust with property or cash that
    
PreviousNext
Tell A Friend Tell A Friend
 
 
 Securities and Advisory Services offered by J. J. B. Hilliard, W.L. Lyons, LLC, A Registered Broker Dealer and Investment Advisor, Member NYSE / FINRA / SIPC. Trust Services are offered through Hilliard Lyons Trust Company, LLC, an affiliate of J. J. B. Hilliard, W.L. Lyons, LLC. Hilliard Lyons does not offer legal, accounting or tax advice. You should consult your own tax or legal counsel prior to making any decision that may affect your tax or legal situation. To understand how Hilliard Lyons is compensated for its services, please click here.

These materials are provided for general information and educational purposes based upon publicly available information from sources believed to be reliable-we cannot assure the accuracy or completeness of these materials. The information in these materials may change at any time and without notice.

Third Party Web Sites – We may link to or provide access to other web sites or services from other companies or organizations. You agree that we are not responsible for, and do not control those web sites or services.

This communication is strictly intended for individuals residing in the state(s) of AL, AR, CA, FL, GA, IA, IL, IN, KY, LA, MA, MD, MI, MN, MO, MS, MT, NC, NE, NH, NJ, NV, NY, OH, PA, SC, TN, VA, WA and WV. No offers may be made or accepted from any resident outside the specific states referenced.
 


Check the background of this financial professional on FINRA's BrokerCheck.